Ithaca College

If you don't yet have a budget, or if your current budget is constantly out of whack, take heart in knowing that you're not alone. In fact, 70% of all Americans don't have a working budget.

By creating and sticking to a budget, you know exactly how much money you have coming in and how much is going out. This will help you keep on track for your financial goals (new kitchen, retirement, car, etc). 

Clearpoint Credit Counseling Solutions has a great Build A Budget Calculator that can help you get your finances in order. They also offer free credit counseling sessions which usually last about 60 minutes - learn more by clicking here!